Cookies Policy

TQ EUROCREDIT-BCN, S.L. may collect information about users’ browsing habits on the website through cookies or log files. Cookies will not be used to collect personal information. They will only be installed if the user continues browsing our website, in which case it is understood that they consent to their use and installation. Below, we provide detailed information on: what cookies are, the types of cookies used on this website, how they can be deactivated in the browser, and how to block third-party cookies.


1) What are cookies?

Cookies are small text files generated by the websites visited by the user. These files contain session data that may be useful later on the website. They allow the website to retain information between pages and analyze how users interact with the site.

Cookies are safe because they can only store information entered by the browser, information provided by the user, or data included in the page request. They cannot execute code or access the user’s device.

Cookies are essential for the functioning of the Internet, offering numerous benefits for interactive services and facilitating navigation and usability. Enabling cookies helps detect and resolve potential errors.


2) What are scripts?

A script is a piece of code used to make our website function correctly and interactively. This code is executed either on our server or on the user’s device.


3) Types of cookies

According to ownership:

  • First-party cookies: sent to the user’s terminal from a domain managed by the website owner and used to provide the requested service.

  • Third-party cookies: sent to the user’s device from a domain not managed by the website owner, but by a third-party that processes the data collected through cookies.

According to purpose:

  • Technical cookies (necessary): strictly necessary for the website to function properly and to use its services (e.g., session maintenance, response time, etc.).

  • Preference or customization cookies: store user preferences, such as language, number of results per page, or layout depending on browser or region.

  • Analytical cookies: allow behavior tracking and performance analysis to improve the website based on user interactions.

  • Behavioral advertising cookies: store information about user browsing habits to create profiles and deliver personalized ads.

According to duration:

  • Session cookies: store data only while the user is on the website and are deleted at the end of the session.

  • Persistent cookies: stored on the user’s device for a defined period, which can range from minutes to several years.

First-party cookies:

These are managed exclusively by TQ EUROCREDIT-BCN, S.L. to ensure the website functions properly and improve content and user experience. They help recognize recurring visitors and tailor content to their preferences.

Third-party cookies:

Used and managed by external entities to enhance the website and the user experience, such as Google Analytics or similar services.


4) Cookie data controller

The owner of the website and the entity responsible for the use of cookies is identified in the Legal Notice. Third-party cookies may also be used, as explained above.


5) Legal basis for cookie use

For technical cookies, the legal basis is the agreement under which the user accesses the website and its services.

For all other cookies, the legal basis is the user’s consent, which is requested upon visiting the site. Users may withdraw their consent at any time without affecting the legality of data processing based on previously granted consent.


6) Consent

The user must explicitly and actively accept the use of cookies, according to the periods and conditions described in this policy.


7) Withdrawing consent

The user may withdraw consent at any time by deleting stored cookies using their browser’s settings.


8) User rights

Most cookies collect anonymous data, but some identifiers may be considered personal data under applicable legislation. Users have the right to access, rectify, delete, or limit the use of their data.


9) Managing cookies

All browsers allow users to limit or disable cookie behavior. Each browser provides specific instructions in its help menu. Commonly used browsers include Chrome, Firefox, Safari, Edge, and Opera.


10) Cookie policy updates

This website may modify this Cookies Policy at any time. Users are advised to check it regularly to stay informed about how we use cookies.

Last update: March 18, 2024