LEGAL NOTICE AND PRIVACY POLICY

TQ EUROCREDIT-BCN, S.L. is committed to protecting the privacy of users accessing this website and/or any of its services. By using the website and/or any of the services offered by TQ EUROCREDIT-BCN, S.L., the user accepts the provisions of this Privacy Policy and agrees that their personal data may be processed as stipulated herein. Please note that although our website may contain links to other websites, this Privacy Policy does not apply to other companies or organizations to which the website may redirect. TQ EUROCREDIT-BCN, S.L. has no control over the content or privacy policies of third-party websites and accepts no responsibility for them.

1) OWNER INFORMATION

In accordance with Article 10 of Spanish Law 34/2002, of July 11, on Information Society Services and Electronic Commerce, the following owner information is provided:

2) APPLICABLE LAWS

This Privacy Policy is drafted in accordance with current Spanish and European data protection regulations, particularly:

  • Regulation (EU) 2016/679 (GDPR) of the European Parliament and Council, of 27 April 2016.

  • Spanish Organic Law 3/2018, of 5 December, on the Protection of Personal Data and guarantee of digital rights (LOPD-GDD).

  • Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce (LSSI-CE).

3) PRIVACY MATTERS

In compliance with GDPR and LOPD-GDD, the following information is provided regarding the processing of your personal data:

Data Controller:
TQ EUROCREDIT-BCN, S.L. (see section 1 for details)

Personal Data Collection and Registration:
Any personal data collected through forms on our website will be included in a file owned by TQ EUROCREDIT-BCN, S.L., with the purpose of maintaining the relationship established through the form, responding to inquiries, or providing the requested services. A register of processing activities is maintained unless an exemption applies (Art. 30.5 GDPR).

Legal Basis for Processing:
The processing is based on the user’s express and verifiable consent. Users may withdraw their consent at any time, and such withdrawal shall not affect the legality of prior processing.

Additional legal bases:

  • Compliance with legal obligations

  • Legitimate interest: sending own promotional content

Data Categories:
Only identifying information is processed. No special categories of personal data (as per Article 9 of GDPR) are processed.

Data Source:
Information collected through cookies to improve browsing experience, as detailed in our Cookie Policy.

Data Retention:
Data will be kept only as long as necessary for its intended purpose or until the user requests deletion, opposition, or restriction. Identifying and traffic data may be retained for up to 2 years for legal or internal investigation purposes.

General rule:
According to the Spanish Commercial Code, all business documents are kept for at least 6 years.

Purpose of Data Processing

  • Client Management: to provide the contracted services and issue invoices.

  • Prospective Clients: to send relevant information and invitations to events.

  • Newsletter: to send our newsletter with updates and relevant content, based on prior consent.

Data Recipients

User data will not be shared with third parties unless explicitly informed at the time of collection.

Children’s Privacy

Only individuals over 14 years old may give consent. For those under 14, parental or guardian consent is required.

User Rights

You may exercise the following rights:

  • Access: verify if we are processing your personal data

  • Rectification: request corrections

  • Erasure: request deletion of your data

  • Restriction: limit data processing

  • Objection: oppose processing

  • Portability: receive your data in a machine-readable format

Requests may be sent via:

  • Email: info@tqeurocredit.com

  • Post: TQ EUROCREDIT-BCN, S.L., Passeig de Gràcia, 08008 – Barcelona, Spain

You may be asked to provide a copy of your ID to verify your identity. You also have the right to lodge a complaint with the Spanish Data Protection Agency (AEPD).

Security Measures

TQ EUROCREDIT-BCN, S.L. has implemented technical and organizational measures to ensure the security and confidentiality of your personal data.

Policy Updates

This policy may be updated to reflect legal or operational changes. The updated version will always be published on our website with the date of the last update.