Before you step into the world of private financing, we want to help you gather all the information you need — and understand the benefits it offers.
Private financing refers to loans secured by real estate collateral — in other words, a property is used as security for the loan. Examples of eligible collateral include:
Private financing serves as an alternative funding source for businesses, outside of the traditional banking system
There are many reasons to choose private financing. In fact, many companies opt for it even when they qualify for bank loans. The key advantages include:
FINANCING SOLUTIONS BEYOND THE SCOPE OF TRADITIONAL BANKS This is a key benefit for businesses seeking liquidity in scenarios where banks are unwilling or unable to help.
SPEED AND AGILITY Private financing is significantly faster than bank financing and requires far less paperwork. From the moment a funding request is submitted, it can take as little as 10 days to receive the funds — provided all conditions are met. This speed is critical for unlocking urgent financing needs and avoiding long delays.
FLEXIBLE FUNDING AND REPAYMENT TERMS Repayment plans are generally tailored to the borrower’s needs, offering short-term amortization periods.
NOT REPORTED TO THE CREDIT RISK DATABASE (CIRBE) Private business loans are not registered with CIRBE, the Bank of Spain’s central credit register. Moreover, an applicant’s inclusion on credit default lists is not necessarily a barrier during the evaluation process.
FREE INITIAL ASSESSMENT We provide a free, no-obligation financial assessment, with a response usually provided within 24 hours.
The use of funds is flexible: private financing can be used for a wide range of purposes — from halting a foreclosure or auction, accepting an inheritance, or refinancing existing debt. You don’t need to change your bank either; you can continue operating with your current financial institution.
We understand that more and more businesses find themselves without support or financial certainty, as traditional banks impose ever-stricter lending requirements.
TQ Eurocredit provides financial solutions tailored to each business case, ensuring a quick and appropriate response.
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