Terms and Conditions

2) TERMS AND CONDITIONS OF ACCESS AND USE

Website Access
These General Terms of Use (hereinafter, “Terms”) govern access to and use of the Website. TQ EUROCREDIT-BCN, S.L. reserves the right to modify, at any time and without prior notice, the presentation and configuration of the Website and any content or services incorporated therein. The User acknowledges and accepts that TQ EUROCREDIT-BCN, S.L. may interrupt, deactivate, or remove any of these elements or access to them at any time.

Access to the Website is free of charge, except for the cost of the User’s internet connection. Some services or content may require prior subscription or registration by the User.

User
By accessing, browsing, or using the Website (including areas for interaction such as comments or blog sections, if available), the individual becomes a User and agrees to use the Website and its services in accordance with the law, good morals, and public order, as well as the provisions of these Terms. The User shall not use the Website for unlawful or harmful purposes or in any way that may damage or hinder its normal operation.

Using the Website and its services implies full and unreserved acceptance of all clauses in the latest version of this Legal Notice. No commercial relationship is established between TQ EUROCREDIT-BCN, S.L. and the User solely through use of the Website.

The User declares to be of legal age and to have sufficient legal capacity to be bound by these Terms. Therefore, the Website is not intended for minors. TQ EUROCREDIT-BCN, S.L. accepts no liability for breach of this requirement.


3) INTELLECTUAL PROPERTY

To protect intellectual property rights, any user or third party who believes that their rights have been infringed by the publication of certain content on the Website must notify TQ EUROCREDIT-BCN, S.L. with the following information:

  • Personal data of the rights holder or their representative.

  • Identification of the allegedly infringed content and its location.

  • Proof of intellectual property ownership.

  • A declaration of the accuracy of the information provided.

The TQ EUROCREDIT-BCN, S.L. name and logo are registered trademarks, and any use without express authorization is prohibited. The legitimacy of any third-party intellectual property content is the sole responsibility of the parties providing it.


4) DISCLAIMER

TQ EUROCREDIT-BCN, S.L. strives to keep the Website’s information accurate and up to date. However, it does not guarantee the accuracy of the content and reserves the right to make changes at any time. It is not responsible for the content of third-party websites linked from the site.

Commercial relations will be governed by specific contracts or terms established in writing between TQ EUROCREDIT-BCN, S.L. and the clients.


5) COMMERCIAL INFORMATION AND ADVERTISING POLICY

TQ EUROCREDIT-BCN, S.L. commits to avoiding misleading advertising. Formal or numerical errors in web content caused by incomplete maintenance or updates will not be considered misleading. These will be corrected as soon as detected.

TQ EUROCREDIT-BCN, S.L. also commits not to send unsolicited commercial communications without proper identification, in accordance with Law 34/2002 on Information Society Services.

If you receive messages or emails intended solely for clients or for maintaining the contractual relationship, these will not be considered advertising. If you wish to stop receiving such communications, you may opt out by replying with the subject UNSUBSCRIBE COMMUNICATIONS. Your request will be processed within 10 days.


6) LINK POLICY

If a user or third party links to this Website, they must:

  • Not reproduce any content or services without express authorization.

  • Not include false or misleading information about TQ EUROCREDIT-BCN, S.L.

  • Not use intellectual property elements from this site without prior authorization.

  • Understand that such linking does not imply any relationship or approval by TQ EUROCREDIT-BCN, S.L.


7) SOCIAL MEDIA

TQ EUROCREDIT-BCN, S.L. may be present on social networks. Any data collected from users on social media platforms will be processed in accordance with the platform’s own terms and this policy.
We use such data to manage our online presence and to inform users about our services, but never to send unsolicited personal advertising.


8) APPLICABLE LAW AND JURISDICTION

These Terms are governed by Spanish law. Both TQ EUROCREDIT-BCN, S.L. and the User submit to the jurisdiction of the courts of Barcelona, waiving any other applicable jurisdiction.


Last update: 2025